HM Bradley: A 3% Interest Checking Account Based on your Savings Rate

  • 13 “Buy It for Life” Items That Save Money and Bring Happiness
    by Joel on February 21, 2022 at 5:30 am

    The post 13 “Buy It for Life” Items That Save Money and Bring Happiness appeared first on Budgets Are Sexy. [Mornin’ y’all! Got an awesome (and funny!) guest post today from personal finance legend Pete over at Do You Even Blog. Pete talks about the “Buy It for Life” Movement and why spending just a little more money on higher quality stuff ends up saving you more in the long run. Enjoy!] ***** “Excuse me, The post 13 “Buy It for Life” Items That Save Money and Bring Happiness appeared first on Budgets Are Sexy.

  • MASSIVE NEWS —> Goodbye, and Thank You.
    by Joel on February 20, 2022 at 5:30 am

    The post MASSIVE NEWS —> Goodbye, and Thank You. appeared first on Budgets Are Sexy. Good morning everyone!!! Got some big news to share… I’m Taking a Sabbatical… I’ve written 172 articles for this blog in the past couple years, and there’s 1 overarching theme I hope has shined through… It’s that life is more important than money. That being said, there’s no better time to practice what I preach The post MASSIVE NEWS —> Goodbye, and Thank You. appeared first on Budgets Are Sexy.

  • 2021 Annual Review and ROI of My Rental Property
    by Joel on February 18, 2022 at 5:30 am

    The post 2021 Annual Review and ROI of My Rental Property appeared first on Budgets Are Sexy. Yo, yo! Good morning, peeps! I just got my annual profit and loss statement for our rental duplex, and thought I’d share last year‘s results with you. **Spoiler alert**… After all calculations, we made only $89 in cash flow + loan paydown, but the property appreciated about $46k last year. In total, our ROI was The post 2021 Annual Review and ROI of My Rental Property appeared first on Budgets Are Sexy.

  • 10 Millionaire Spending Habits — How Do You Compare?
    by Joel on February 14, 2022 at 5:30 am

    The post 10 Millionaire Spending Habits — How Do You Compare? appeared first on Budgets Are Sexy. Comparing yourself to others is harmful and self-destructive.  But LET’S DO IT ANYWAY haha!! 🤣 Because it can also be very fun and interesting. Though seriously, when we look at others, we usually see the best version of them and compare it with an average version of ourselves. It’s unfair and inaccurate. So keep this The post 10 Millionaire Spending Habits — How Do You Compare? appeared first on Budgets Are Sexy.

  • Let Your Frugal Flag Fly! 6 Reasons Being Frugal Is Cool 😎
    by Joel on February 11, 2022 at 5:30 am

    The post Let Your Frugal Flag Fly! 6 Reasons Being Frugal Is Cool 😎 appeared first on Budgets Are Sexy. I spotted a killer deal at the grocery store the other day… These Bitchin’ Chipotle Sauce things are usually $7-8 each at Costco… but I found them for only $1 at the 99c store! Woohoo! After stacking about 15 into my shopping cart, I took a celebratory photo and sent it to my wife… She The post Let Your Frugal Flag Fly! 6 Reasons Being Frugal Is Cool 😎 appeared first on Budgets Are Sexy.

  • I Feel Awkward Receiving Gifts … Time to Get Over It? 🤷‍♂️
    by Joel on February 7, 2022 at 5:30 am

    The post I Feel Awkward Receiving Gifts … Time to Get Over It? 🤷‍♂️ appeared first on Budgets Are Sexy. I haven’t told many people this, but my wife decided she wants to go back to grad school and finish off her masters in special ed. Her plan is to continue working full time as a teacher during the day, plus take on a full schedule of graduate classes at night. Crazy, I know! But The post I Feel Awkward Receiving Gifts … Time to Get Over It? 🤷‍♂️ appeared first on Budgets Are Sexy.

  • Net Worth Report #17 “Dancing Queen” (Down $35,583) 👎
    by Joel on February 4, 2022 at 5:30 am

    The post Net Worth Report #17 “Dancing Queen” (Down $35,583) 👎 appeared first on Budgets Are Sexy. Happy Friday, money nerds! I was chatting with a friend the other day about publishing net worth reports online each month… He was like, ”Dude! That’s a dumb idea because what if the stock market crashes and you lose a whole bunch of money publicly? Wouldn’t you be really embarrassed?“… I can understand why he The post Net Worth Report #17 “Dancing Queen” (Down $35,583) 👎 appeared first on Budgets Are Sexy.

  • Side hustles and second jobs – are they even worth it?
    by Joel on January 31, 2022 at 5:30 am

    The post Side hustles and second jobs – are they even worth it? appeared first on Budgets Are Sexy. I was recently discussing side hustles with a friend, who was considering starting a small business alongside her day job. This topic has been discussed over and over within the FI world, and with good reason: side hustles are both interesting and a chance to make some extra moolah! But I’ve always had a love/hate The post Side hustles and second jobs – are they even worth it? appeared first on Budgets Are Sexy.

  • When the Stock Market Is CRASHING… What Should You Do?!?!?
    by Joel on January 28, 2022 at 5:30 am

    The post When the Stock Market Is CRASHING… What Should You Do?!?!? appeared first on Budgets Are Sexy. Do nothing. Stay the course. **End of post!** 🤣 Just kidding. My editor won’t let me publish a 5-word post (even though “do nothing” really is the simplest answer to the question), so I’d better add some color commentary… When the stock market is crashing —> you should do nothing. I suspect that many of The post When the Stock Market Is CRASHING… What Should You Do?!?!? appeared first on Budgets Are Sexy.

  • “Enjoy the Pilgrimage as Much as the Destination”
    by Joel on January 24, 2022 at 5:30 am

    The post “Enjoy the Pilgrimage as Much as the Destination” appeared first on Budgets Are Sexy. [I love hearing how people’s FIRE journeys twist and turn over time. Today’s guest post is from Olaf, a.k.a. the “Mile High Finance Guy” who shares his story and some epiphanies during his pursuit of financial independence. My fav part is Olaf’s overarching conclusion: “Enjoy the pilgrimage as much as the destination.”] ***** Hi world, The post “Enjoy the Pilgrimage as Much as the Destination” appeared first on Budgets Are Sexy.