HM Bradley: A 3% Interest Checking Account Based on your Savings Rate

  • What Is Socially Responsible Investing and How to Start
    by Joel on July 19, 2021 at 5:30 am

    The post What Is Socially Responsible Investing and How to Start appeared first on Budgets Are Sexy. Hey money friends! Are any of you nerds into socially responsible investing? (A.k.a. sustainable investing, ESG investing, or impact investing?) I got this question from a reader recently… “I want to start investing in more sustainable, equitable and ethical ways.  I have it invested in TD’s E-series funds and bonds right now (60% stocks/index funds; The post What Is Socially Responsible Investing and How to Start appeared first on Budgets Are Sexy.

  • The Unknown Monk
    by Joel on July 16, 2021 at 5:30 am

    The post The Unknown Monk appeared first on Budgets Are Sexy. “When I was a young man, I wanted to change the world. I found it was difficult to change the world, so I tried to change my nation. When I found I couldn’t change the nation, I began to focus on my town. I couldn’t change the town and as an older man, I tried The post The Unknown Monk appeared first on Budgets Are Sexy.

  • 5 Ways to Fund Your Sexy Roth IRA
    by Joel on July 12, 2021 at 5:30 am

    The post 5 Ways to Fund Your Sexy Roth IRA appeared first on Budgets Are Sexy. Roth IRAs are the sexiest tax-advantaged account IMO, and I wish I’d discovered them earlier in life. Once money goes into a Roth IRA, it grows tax-free, can be withdrawn tax-free (contributions anytime, and growth anytime after 59½), and you are never required to take mandatory distributions. If I could snap my fingers and move The post 5 Ways to Fund Your Sexy Roth IRA appeared first on Budgets Are Sexy.

  • How to Rent Out Your Stuff for Extra Cash This Summer
    by Joel on July 9, 2021 at 5:30 am

    The post How to Rent Out Your Stuff for Extra Cash This Summer appeared first on Budgets Are Sexy. I love peer to peer rental platforms! If you own something, you can rent it out to others when you’re not using it and make some spare cash. And if you want to use something, you can rent one instead of buying one.  Owners make money. Renters save money. Sharing stuff = less waste. It’s The post How to Rent Out Your Stuff for Extra Cash This Summer appeared first on Budgets Are Sexy.

  • Net Worth Report #10 “Boris’s Den”
    by Joel on July 5, 2021 at 5:30 am

    The post Net Worth Report #10 “Boris’s Den” appeared first on Budgets Are Sexy. We sold another rental property! Woohoo!! 🥳🎉🍻🙌 That’s 2 down, 2 to go. This is part of my long-term mission to reduce physical assets, lessen management duties, and move everything to more passive income streams. (Here are more details on why we’re selling a few rentals if you’re interested.) The proceeds from this sale were The post Net Worth Report #10 “Boris’s Den” appeared first on Budgets Are Sexy.

  • There’s no such thing as a free cruise… Or is there?
    by Joel on July 2, 2021 at 5:30 am

    The post There’s no such thing as a free cruise… Or is there? appeared first on Budgets Are Sexy. About 10 years ago, my wife ran into the room and yelled, “Babe! I won a free cruise!  All we need to do is take a phone survey and we get to go on a free cruise!” Bless my wife. She’s gullible. It’s one of her many adorable qualities (and also probably the reason she The post There’s no such thing as a free cruise… Or is there? appeared first on Budgets Are Sexy.

  • Money vs Moral Values (Part 2)
    by Joel on June 28, 2021 at 5:30 am

    The post Money vs Moral Values (Part 2) appeared first on Budgets Are Sexy. Good morning, friends! A couple months ago I wrote a post about a friend who had a money/moral dilemma. My friend was leaving his old job for a new one and was trying to figure out how to transition and qualify for a bonus before exiting. He was deciding between these 2 options: a) Give The post Money vs Moral Values (Part 2) appeared first on Budgets Are Sexy.

  • Inflation Quiz – How much do you know about this topic?
    by Joel on June 25, 2021 at 5:30 am

    The post Inflation Quiz – How much do you know about this topic? appeared first on Budgets Are Sexy. Have you noticed all the news about inflation recently? This topic sure is blowing up. 😉 Get it?… Blow up? Like balloon inflation? Wa-WAH. I’m sorry, bad joke. Honestly most of my jokes about inflation usually fall flat. OK, that was the last one, I promise! It’s just really difficult for me to write about The post Inflation Quiz – How much do you know about this topic? appeared first on Budgets Are Sexy.

  • Who Are You Surfing With?
    by Joel on June 21, 2021 at 5:30 am

    The post Who Are You Surfing With? appeared first on Budgets Are Sexy. My favorite surf spot is Topanga Beach. It’s a pretty well-known break in Los Angeles, so it attracts all types of surfers from around the city. Usually, everyone in the water is divided into 2 groups … You’ve got the really good surfers who sit way out in the deep back section. They’re mostly a The post Who Are You Surfing With? appeared first on Budgets Are Sexy.

  • Tight-Ass Date Ideas to Try This Summer
    by Joel on June 18, 2021 at 5:30 am

    The post Tight-Ass Date Ideas to Try This Summer appeared first on Budgets Are Sexy. Dang! How expensive is dating these days!!? I just learned that the average date in the USA costs $102 … That’s average across all U.S. states, but where I live in California, singles apparently shell out an average of $226 for a date night. Ouch 😳 My poor wife… The last time I spent $226 The post Tight-Ass Date Ideas to Try This Summer appeared first on Budgets Are Sexy.