HM Bradley: A 3% Interest Checking Account Based on your Savings Rate

  • Side Hustles: They’re Not Just About Extra Money
    by Joel on January 22, 2021 at 10:30 am

    The post Side Hustles: They’re Not Just About Extra Money appeared first on Budgets Are Sexy. About 10 years ago, I got a phone call from my Dad. He was really excited… ”Hey Joel, guess what!? Me and Dr. Pat are starting a band! It’ll be me, Dr. Pat, Brassy, Boney Bob, *insert about 10 other nicknames I’ve never heard of*… We’re all starting a band called The Rock Doctors!” I The post Side Hustles: They’re Not Just About Extra Money appeared first on Budgets Are Sexy.

  • Is Brewing Your Own Beer Cheaper Than Buying? Yes, After 261 Beers!
    by Joel on January 18, 2021 at 10:30 am

    The post Is Brewing Your Own Beer Cheaper Than Buying? Yes, After 261 Beers! appeared first on Budgets Are Sexy. I’d like to introduce you to Jeffery, my kegerator… I built Jeffery back in 2014. He cost about $1,500 in parts to make and is the cornerstone of my homebrew operation. I’ve been brewing my own beer, cider, and hard seltzer for about 7 years now, and while I still like sampling local craft beer The post Is Brewing Your Own Beer Cheaper Than Buying? Yes, After 261 Beers! appeared first on Budgets Are Sexy.

  • 2 Big Investing Mistakes That Actually Made Me Smarter
    by Joel on January 15, 2021 at 10:30 am

    The post 2 Big Investing Mistakes That Actually Made Me Smarter appeared first on Budgets Are Sexy. Back in 2013, I bought 25 shares of Tesla stock. I remember seeing electric cars starting to pop up around my neighborhood at the time and thought they were so cool! Like most beginning investors, I checked the stock price every 15 minutes after making the trade. (Actually that’s a lie — I probably checked The post 2 Big Investing Mistakes That Actually Made Me Smarter appeared first on Budgets Are Sexy.

  • Why I’m Transitioning Away from Rental Properties
    by Joel on January 11, 2021 at 10:30 am

    The post Why I’m Transitioning Away from Rental Properties appeared first on Budgets Are Sexy. First, I must preface: this is not an anti-real estate post. I think real estate is an excellent wealth building tool, and don’t want to discourage anyone out there from buying rental properties. That being said, I’m thinking about downsizing my rental portfolio this year, and don’t have any plans to buy more properties in The post Why I’m Transitioning Away from Rental Properties appeared first on Budgets Are Sexy.

  • Net Worth Report #4 – “Knock at the Door”
    by Joel on January 8, 2021 at 10:30 am

    The post Net Worth Report #4 – “Knock at the Door” appeared first on Budgets Are Sexy. Before we get to the net worth update… I came across this funny old post from a couple years back called “Money Trails”… Basically, it tells you how far your money will let you travel if you line up all your dollar bills, lengthwise, in a single long straight line… Here’s how it works: Convert The post Net Worth Report #4 – “Knock at the Door” appeared first on Budgets Are Sexy.

  • 6 Tips to Becoming a Ninja Tax Organizer
    by Joel on January 4, 2021 at 10:30 am

    The post 6 Tips to Becoming a Ninja Tax Organizer appeared first on Budgets Are Sexy. I used to hate filing my taxes. Every year I would complain, procrastinate, make excuses, then finally on deadline day I would take a messy stack of forms to my tax guy and cry for last-minute help. It wasn’t fun at all. Then something changed. I grew up. I put a system in place. And The post 6 Tips to Becoming a Ninja Tax Organizer appeared first on Budgets Are Sexy.

  • 2021 Financial Goal-Setting and the Fresh Start Theory
    by Joel on December 28, 2020 at 10:30 am

    The post 2021 Financial Goal-Setting and the Fresh Start Theory appeared first on Budgets Are Sexy. Have you ever heard of the “fresh start theory”? It’s basically a theory that people are more likely to tackle and achieve their goals if they begin them on a landmark date … Like the 1st of the month, their birthday, January 1st, or any date of significance. Landmark dates are motivating. They mark the The post 2021 Financial Goal-Setting and the Fresh Start Theory appeared first on Budgets Are Sexy.

  • Merry Christmas! 10 Original Santa Jokes for You 😱 🎅🎄🤶
    by Joel on December 25, 2020 at 10:30 am

    The post Merry Christmas! 10 Original Santa Jokes for You 😱 🎅🎄🤶 appeared first on Budgets Are Sexy. (Warning: We never said these jokes were any good…) How did Santa do on his performance review? —> He absolutely sleighed it! And did the elves finish all their work projects on time? —> Yep, they wrapped them all up quite nicely! What about the reindeer, they must be exhausted… —> Yeah, they’ve been hoofing The post Merry Christmas! 10 Original Santa Jokes for You 😱 🎅🎄🤶 appeared first on Budgets Are Sexy.

  • Should you include your primary home in your net worth?
    by Joel on December 21, 2020 at 10:30 am

    The post Should you include your primary home in your net worth? appeared first on Budgets Are Sexy. I got a question recently from a reader about my net worth tracking… “I was curious why you’re not including your primary residence in your net worth equation? I know many people say it’s not an asset. It’s your home, you have to have a roof over your head, etc.  Just wondered the reason. I The post Should you include your primary home in your net worth? appeared first on Budgets Are Sexy.

  • Repairing a Damaged 570 Credit Score All the Way up to 820!
    by Joel on December 18, 2020 at 10:30 am

    The post Repairing a Damaged 570 Credit Score All the Way up to 820! appeared first on Budgets Are Sexy. My original idea for this post was to find a few people with perfect 850 credit scores and interview them. I’m really curious to see what a “perfect” credit profile looks like! But, while I was out searching for these folks, I stumbled across a whole range of people with really interesting backstories. Here’s a The post Repairing a Damaged 570 Credit Score All the Way up to 820! appeared first on Budgets Are Sexy.