HM Bradley: A 3% Interest Checking Account Based on your Savings Rate

  • What Is FUD? (Don’t Fall for It!)
    by Joel on October 15, 2021 at 5:30 am

    The post What Is FUD? (Don’t Fall for It!) appeared first on Budgets Are Sexy. I learned a lot of sales and marketing techniques throughout my career. I want to share one with you today that I see a lot in everyday situations … It’s called FUD. What is FUD? FUD is an acronym for: Fear, Uncertainty, and Doubt. Like most sales tactics, FUD was designed to help potential customers. The post What Is FUD? (Don’t Fall for It!) appeared first on Budgets Are Sexy.

  • I Could Have Been FI by Now …
    by Joel on October 11, 2021 at 5:30 am

    The post I Could Have Been FI by Now … appeared first on Budgets Are Sexy. Have you ever looked back and thought, “If I didn’t make that dumb-ass financial mistake years ago, I would have had XXX more money right now!! What was I thinking!?” 🤦‍♂️ I came to a similar realization recently… If I’d never left my sales job a few years ago, there’s a fair chance my wife The post I Could Have Been FI by Now … appeared first on Budgets Are Sexy.

  • Net Worth Report #13 “Unlucky for Some” (Down $22,730) 😭
    by Joel on October 8, 2021 at 5:30 am

    The post Net Worth Report #13 “Unlucky for Some” (Down $22,730) 😭 appeared first on Budgets Are Sexy. Maybe you’ve noticed … I’ve been naming all of these net worth reports according to bingo sayings for the last year…  (2 = One little duck, 3 = Cup of tea, 4 = Knock at the door, etc…) Well, last month was #13 of public net worth tracking… And the bingo call for number 13 The post Net Worth Report #13 “Unlucky for Some” (Down $22,730) 😭 appeared first on Budgets Are Sexy.

  • 3 FinTech Innovations I Want You to Know About
    by Joel on October 4, 2021 at 5:30 am

    The post 3 FinTech Innovations I Want You to Know About appeared first on Budgets Are Sexy. October 14, 2021 update: After this post was published, Joel made a personal investment in LifeGoal Investments. Just got back from FinCon in Austin last week! For those of you who don’t know, FinCon began in 2011 as the Financial Blogger Conference, but now it’s a place for all types of digital content creators, money The post 3 FinTech Innovations I Want You to Know About appeared first on Budgets Are Sexy.

  • Fun and Weird Money Superstitions 🐸
    by Joel on October 1, 2021 at 5:30 am

    The post Fun and Weird Money Superstitions 🐸 appeared first on Budgets Are Sexy. Back in 2008, a co-worker came up to my cubicle and put this ceramic figurine on my desk. It’s a tiny little cat with one paw raised. She said to me, “as long as you keep this on your desk, money and wealth will flow your way.” I’m not a superstitious person, but for some The post Fun and Weird Money Superstitions 🐸 appeared first on Budgets Are Sexy.

  • Time Is Money. And Money Is Time.
    by Joel on September 27, 2021 at 5:30 am

    The post Time Is Money. And Money Is Time. appeared first on Budgets Are Sexy. You’ve probably heard the saying time is money. As weird as it sounds, it was one of my favorite concepts growing up. As a teenager, my first jobs were hourly paid. The more hours I worked, the more money I made. If I didn’t work any hours, I didn’t get paid anything. Back then I The post Time Is Money. And Money Is Time. appeared first on Budgets Are Sexy.

  • Dear Wife, Here’s How to FIRE If I Die Early
    by Joel on September 24, 2021 at 5:30 am

    The post Dear Wife, Here’s How to FIRE If I Die Early appeared first on Budgets Are Sexy. I was thinking the other day that although my wife and I make all of our financial decisions together, I am usually the one pulling the trigger and moving the money around. I like to read boring terms and conditions, geek out on all our tax stuff, deal with real estate, etc.  I have a The post Dear Wife, Here’s How to FIRE If I Die Early appeared first on Budgets Are Sexy.

  • My Solo 401(k) Is a $exy, Tax-Advantaged Retirement Account
    by Joel on September 20, 2021 at 5:30 am

    The post My Solo 401(k) Is a $exy, Tax-Advantaged Retirement Account appeared first on Budgets Are Sexy. Hey guys! I’ve got some nerdy news … I just set up a Solo 401(k) plan with TD Ameritrade. And it wasn’t as hard as I thought it would be! In fact, I did most of the 57-page paperwork at 1 a.m while I was half-drunk and watching Beethoven on TV. (BTW – That movie The post My Solo 401(k) Is a $exy, Tax-Advantaged Retirement Account appeared first on Budgets Are Sexy.

  • “My Mind Was Completely Blown. Is This FI Stuff Possible?!”
    by Joel on September 17, 2021 at 5:30 am

    The post “My Mind Was Completely Blown. Is This FI Stuff Possible?!” appeared first on Budgets Are Sexy. [Do you remember the exact moment you learned about FIRE? … And how exciting it was? That’s what my friend Eileen is sharing with us today. Remember, the more you share your ah-ha! moments and uplifting experiences with others, the more people you might help get “unstuck” in their regular lives.😉] ***** I remember so The post “My Mind Was Completely Blown. Is This FI Stuff Possible?!” appeared first on Budgets Are Sexy.

  • Money Lessons Learned While Traveling Around the World
    by Joel on September 13, 2021 at 5:30 am

    The post Money Lessons Learned While Traveling Around the World appeared first on Budgets Are Sexy. I asked our tour guide, “What’s the difference between people in the South and people in the North?” My wife and I were traveling through Vietnam on a small boat somewhere in the Meekong Delta. Our tour guide was a young local guy, raised in Northern Vietnam but moved to the South because he liked The post Money Lessons Learned While Traveling Around the World appeared first on Budgets Are Sexy.